Should You Buy or Lease Your Next Car?

(Geoffrey Cann)- Increasing numbers of businesses and individuals are choosing to lease from a finance company rather than buy when they need to replace their car or buy another. But is this a wise choice? Here we look at the pros and cons of each course of action.

Advantages of leasing include:

¨       A specialist broker can advise you on the best value leasing deals around, and which cars are the most efficient and reliable. They can also sort you out with fleet management to look after multiple cars if you have a big business.

¨       Monthly payments on a lease are fixed, so you can budget with confidence, and do not need to worry about payments rising as could be the case with a car loan.

¨       Monthly lease payments could well be less than the equivalent monthly payments on a car loan, especially for shorter leases. Read more here…

Car Leasing Tips And Advice

(Lewis Saha)- Though many solely buy cars and trucks that will depreciate in value, many prefer to lease them. Leasing a brand new automobile allows for cheaper monthly payments compared with purchasing one. the cheaper installments allow the consumer to be able to drive a new auto every 3 years. A lease likewise helps establish the consumer’s credit. Leasing your car that has a manufacturer’s warranty helps to ensure that your vehicle will be well taken care of. To get the best deal on a lease follow these new car leasing tips.

Of all the new car leasing tips to be discussed, possibly the most important is to compare lease payment rates. Do not assume that the best quote a particular dealership is offering is always the best package on the market. it is merely what they are offering. Read more here...

New products encourage car leasing

(Car Dealer Magazine)- Commenting on quarter two’s motor finance figures, Paul Harrison, the FLA’s head of motor finance, said: ‘Almost three out of five motorists buying a new car use dealer finance. While personal contract purchase (PCP) and hire purchase deals remain popular, increasing numbers of people are turning to leasing as an affordable finance option.

‘Traditionally, leasing has been more popular with businesses, but many manufacturers and independent finance companies are offering new and improved leasing options to private customers.

‘If insurance and servicing are included, it can make financial sense to lease, particularly for motorists who like to change their car every few years.’ Read more here…

Small Cars, Big Profits: Setting the Trend for Leasing

(PR Newswire)- Historically, manufacturers have pushed larger, more profitable vehicles by subsidizing their leases while de-emphasizing the smaller, less expensive models. But as gas prices and ecological awareness continue to rise, so does the public's demand for smaller, more fuel-efficient, "greener" cars; that means small cars will increase in value and leasing terms will become more attractive.

"A renewed focus on small vehicles is great news for leasing customers," said Swapalease.com's EVP of Operations, Scot Hall. "High MPG vehicles coupled with low lease payments add up to significant consumer savings, and at the same time, those leases are a great way to lure new car shoppers back to the showroom more quickly than standard long-term financing."

www.swapalease.com is the first and only full-service online marketplace of in-process vehicle leases. With the goal of matching individuals who are currently leasing vehicles they wish to get out of, with individuals who are looking for short-term leases with attractive payments and no money down, it's the perfect way to find the perfect vehicle for you. Read more here…

Shocker: 45% Of Premium-Brand “Buyers” Actually Lease

(Edward Niedermeyer)- Industry-wide, leases comprise about a fifth of all new vehicle registrations, but within the luxury market, lease penetration is more than twice as high at 45%. Three premium makes: BMW, Infiniti and Mercedes-Benz, actually have national lease rates at or above 50%…

These extraordinarily high lease results lead to several conclusions. First, the price of the vehicle is not the be-all and end-all. Rather, the monthly lease payment is a crucial factor. The monthly payment is not completely linked to the price, as the OEM and dealer have several tools by which to manipulate the monthly payment; these include, among other things, artificially raising the forecasted residual amount and increasing/decreasing the up-front lease payment. Second, if your premium make is not in the leasing business, you need to get there right away. Lastly, your lease rates, residuals and drive-away costs need to be competitive. Read more here…

What Are The Various Types Of Vehicle Leases Available To Customers When Purchasing A Vehicle

(Article Directory)- Car leases come in several different forms. Often a profitable and popular method of vehicle leasing available to businesses and individuals is contract hire. There is a regular monthly payment for the duration of the lease which can include maintenance and breakdown cover. This fixed amount allows you to plan your budget easily. Once the contract expires, the vehicle is returned to the cars lease company. There is no option to purchase the vehicle, but there is also no financial risk from having to dispose of the vehicle. There is no large upfront payment (sometimes as much as a third of the value when buying a car) which means that business credit lines are freed up. A good way to pay for the car leasing is to offset the rentals against business profits. Read more here…

autoMedia.com Uncovers the Best Car Leasing Deals for the Summer

(Benzinga)- With a growing number of consumers today choosing low-payment lease options over vehicle ownership, auto leasing is on the rise and car companies are responding with an arsenal of attractive deals to tempt potential new car buyers.

autoMedia.com found some of the best car leasing deals around to jump start summer, from all brands—domestic and import—to deals from $0 down, $0 first month's payment and $0 security deposit on certain models to College Graduate rebates of $1,000 on any new car lease. Read more here...